Tag: maintenance

  • £6.77 What Could You Buy With That?

    £6.77.

    What could you buy with that?

    In the real world, the answer is “not a lot” – but in my ex’s world it’s apparently enough to provide for your child for a FULL WEEK.

    £6.77 is the exact amount of money my ex is willing to pay, per child, per week in child maintenance.

    He’s paid today and hasn’t even rounded it up to the nearest quid.

    He’s fiddled his business books so hard he’s managed to reduce his maintenance payments from £414 per month to a measly £59 per month for TWO children. 👏

    £6.77 wouldn’t even buy his Netflix subscription, or a packet of fags – yet it’s the price he’s put on feeding and clothing his first born children.

    You may be wondering how this can happen? Well, it’s a massive #CMS loophole which thousands of self employed parents are exploiting.

    Parents who own their own business can declare earnings of their choosing to HMRC – and it’s win win because a) they pay little or no income tax and b) The CMS use this figure to work out maintenance payments.

    It doesn’t work for those who are “employed” because HMRC can see true earnings for those who are PAYE and so earnings can’t be hidden.

    According to CMS, my ex declared his earnings to be £8,137 last year. If he only earned £8k, I’m a millionaire. (I’m not)

    This loophole is affecting THOUSANDS of children – why won’t anyone listen and take action?

    So I’m making it my mission to get this sorted. Watch this space and give me a wave if you are with me.

    #ihaveaplan #karma #CMS #nevergiveup #whatgoesaroundcomesaround #taxevasion

    Credit https://www.facebook.com/singlemumstillstanding/

  • An Open Letter To The Father Who Won’t Pay Child Maintenance

    A single mum’s letter to her ex has gone viral and it highlights an all too common issue…

    “An open letter to the father who won’t pay child maintenance…..

    Any child maintenance payments made by you to me do not pay for my holidays. I don’t use YOUR money to pay for my clothes, and your payments certainly don’t fund my minor prosecco addiction. Your hard-earned cash doesn’t help me pay my gym membership or go into my savings account. (Which doesn’t exist.)

    So when you stalk my Instagram and Facebook and see me making the most of my child-free weekends with friends – rest assured I am funding this. In the words of Destiny’s Child, ‘The shoes on my feet, I bought em – I depend on me, if I want it.’

    Let me spell this out for you – any money you pay to help with the raising of our children goes directly to our children. I’ve got two jobs to fund my own lifestyle and pay for our children. It’s a simple concept you don’t seem to be able to grasp.

    So you’re barking up the wrong tree when you bitterly tell me I should maybe “go out less” when I challenge you over your child maintenance payments.

    So, what should child maintenance payments cover?

    I admit, it goes towards my mortgage – the house which puts a roof over our children’s heads for 11 nights in 14. Their home. It also helps with the associated costs of running that home. I hope you will agree, they need a home.

    What are the consequences of you not contributing towards their home? Let me tell you, it could result in us needing to find a cheaper home, in a less desirable area, and without a doubt mean a change in school.

    Your money helps to put clothes on their backs, it contributes towards the laundry powder used to wash said clothes. It pays towards their school uniform which is down to me to purchase, and the school trips which I fund.

    The money pays towards their swimming lessons that I take them to, which you’ve never showed up to, because I want them to have that life skill, it pays for our son’s football coaching and matches. (He’s doing well by the way, you really should take the time to come and watch him – he would be amazed if you turned up.)

    It helps pay for their birthday parties with their friends which your wife won’t let you attend because even after all this time she’s still jealous of you and I being in contact.

    It also buys the birthday presents, and thank god I do, because on our daughter’s fifth birthday, despite having her for two hours after school, you didn’t give her yet one single present. Imagine if I’d done the same as you that day – she wouldn’t have got anything for her birthday.

    Your money helps to keep our children in Clarks shoes, because their feet blister if I buy anything cheaper. It pays towards childcare, or did you think nursery was free when I used it one day a week so I could work? Do you think after-school clubs are free?

    You should take a walk in my shoes one day and you will see your cash is key to providing the lifestyle our children deserve.

    So, what Child Maintenance should you pay?

    The law requires a non-resident parent to pay 12 per cent of your gross weekly income if you have one child and 16 per cent of your gross weekly income to the resident parent if you have two children. All I ask for is what this Government says non-resident parents should pay. Nothing more, nothing less. And realise it’s not my rules.

    That’s it, 16 per cent. So it’s not going to leave you short is it? It’s not going to de-home you from your five bedroom house. I wish I could pay 16 per cent of what I earn and have it cover an all-inclusive rate for everything my children need and want – wow I’d be rich. You see I spend pretty much every penny I earn on our children.

    I know that not paying, not paying on time, or not paying the correct amount is the very last bit of control you have over me. You must feel so powerful when you hold it back for five days, because you can and there’s nothing I can do about it. What man you are.

    Unlike a credit card, you continue to choose to not properly pay for our children a) Because nobody knows and b) because the Child Maintenance Service (CMS) are so useless they aren’t even worth bothering with.

    It’s too easy to hide with the CMS. Non-resident parents can either run their own business/become self employed and hide any dividends or, work cash in hand so they can keep it all.

    You’re actually very cunning, because you do pay – to the penny – what the CMS order you to pay, so on paper you can “prove” you pay towards your children’s upbringing “properly.”

    If I ever mention it you simply say “I pay what the CMS tell me to, end of.” You’ve got yourself covered – but you and I both know that’s not the full story.

    The CMS order you an amount to pay based on the amount YOU have declared to them – but the small wage you pay yourself is not a true reflection of what you actually earn. You’re just so clever – exploiting a loophole to financially abuse our children.

    I bet I receive a lot more money in maintenance than many other single parents, some would be grateful of what I receive, but why should our children have 16 per cent of a false income, made up by you, when they’re entitled to more?

    I speak on behalf of all single parents when I say this simply isn’t good enough, the current UK system isn’t good enough. MPs need to wake up and do more to give the CMS better powers to financially investigate non-resident parents.

    It’s a problem which affects thousands of single parent families, one many feel they can’t do anything about, but one I’m not prepared to let go. I am fighting this for our children, not for me.

    You also refuse to talk to me about it or answer my letters about it. So if you’re wondering why I’ve resorted to this, that is why. If only you would treat me like a human being and actually have a conversation with me about our children’s needs. You’ve had plenty of requests, even via solicitors.

    All I’m asking is that you properly declare your full earnings to the CMS, so the toothless organisation can inform you of the correct amount to contribute, and that when they do, you pay that amount on time. Not difficult.

    The British Government gives our children more financial support then you do. Think about that for a moment.

    No matter what happened between you and the woman you once loved enough to father two children with, you still have a financial responsibility towards your children. Just because you hate me, don’t make them suffer.

    Dear father who won’t pay child support, you’re useless and I don’t know how you live with yourself. All I know is that I am trying to provide a life which is similar to what they would have had if you and I had not split up. It’s not their fault we couldn’t live together.

    You failing to pay is just another parenting fail. It’s just as bad as failing to turn up to our son’s Christmas play after promising him you would be there. It’s on a par with refusing to take our son to his much-loved football on YOUR weekends, it’s just like making our daughter stop her dance class on the day you have her.

    The list goes on.

    I don’t expect you to do the right thing. You are a rubbish father. Luckily, they have me” – Single Mum Still Standing

  • Dad Pleads For Help After Son Dumped On His Doorstep

    I split from my ex 2 years ago. She moved away and we decided that our kids would live with her and I see them weekends.

    A year ago our youngest was diagnosed as Autistic. Around that same time, my ex had met someone else. She decided that she didn’t want to look after our youngest anymore as he was too demanding due to his condition and literally dumped him on my doorstep ( she didn’t even discuss it with me, just turned up with his stuff) and said that she needs to get on with her life and cannot look after our son anymore.

    My son was very traumatized, he has school refusal and no attempt was made by her to find specialist support for him…

    9 months on, my son is still living with me and he is settled, he sees a psychologist to help him, however his mother has not seen him properly since (not even on his birthday) nor pays any maintenance for his upbringing. Her excuse is that he refuses to see her (he is still in junior school ) she also working 4 days and claiming benefits but says she has no money ( even though on Facebook she posts pictures of her in swanky London hotels etc)

    I am over the moon that my son now lives with me and I will give him all the support I can

    Sometimes he will cry at night and asks for his Mum, I keep on reassuring him that she still loves him. He is so confused and cannot understand why she ignores him yet his sisters are being brought up by her..I have tried to ask her to spend time with him but she refuses, she keeps on saying that she is too busy……..it breaks my heart that she has literally turned her back on him because he was an inconvenience in her life.

    ……..Any advice on what you would do in my situation? I’m prety desperate for help and advice, I feel broken for my lad😞

  • Child Maintenance Service Is It Failing

    Child Maintenance Service Is It Failing

    The child support agency (csa) has nearly completely changed to the child maintenance service (cms).

    There was promises of huge changes and improvements with this service, but many parents feel nothing has improved and they are still very much out-of-pocket.

    One mum said

    “Really starting to give up 😢why are they letting these dads not face there responsibilities it’s so wrong and not fair on us mums!😠”

    Another mum took to social media to rant about the injustice of the whole system and how the non-resident parent can lie and get away with it.

    “Got a letter in the post today. Yearly review. Kids so-called dad has finally declared an income to HMRC £32.40 a week. WOW I mean WOW. What’s that like just over 4hrs a week at minimum wage he is getting away with declaring? He is self-employed and earning way more than that but can still buck the system. Let’s see if January 18th he makes the 1st payment I’m guessing I will never see a penny in my life from him”

    The child maintenance service can work if the non-resident parent is employer or honest, if he is employed the service can take money directly from his wages or bank account.

    Mums and dads who are self-employed are however fiddling the system and claiming they earn less than they do.

    One mum we spoke to said her ex is a self-employed taxi driver the mum knows he works a minimum of 60 hours a week but he claims he only earns £65.60 a week, which is impossible and is even more infuriating when he has had a full sleeve tattoo done, been on three holidays last year and manages to go out drinking at least 4 times a month, yet she only receives £7 a week in payments for two children and cms takes a percentage of that for themselves.

    Not only are they dodging their financial parental responsibilities but screwing over the tax man, little seems to be done about this though and parents are left feeling frustrated and helpless.

    When parents have contacted the cms they are told there is nothing they can do their ends and the parent is to prove that their ex is earning more, many people have complained about the child maintenance service and feel that many of the employees are incompetent and lack the resources to actually deal with their claim.

    Have you had a bad experience with the csa or cms? We would love to hear from you

     

     

  • I GAVE UP BEING A MOTHER TO INDULGE MYSELF.


    I’m about to hit a “perfect parent”‘s nerve here, but to be quite frank, I’m way past the point of caring.


    I do not give a fuck. No fucks given whatsoever.


    If you’re a mum, you’re probably on a mum’s advice page on Facebook, right? 


    I am, too.  


    I asked a fair question and I was practically mauled by a pack of dogs for it.


    I bet you’re dying to know what it was that I asked, so here it is…


    “My ex-partner has a full time job, he earns £30k plus, he has plenty of disposable income and pays nothing for our child. Am I wrong in stopping contact?”


    Apparently, I was; I was a bitch apparently and God only knows what else.


    So, after a lot of thinking, do you know what I did?


    I decided I couldn’t be bothered to be a mother anymore; yeah, I put myself before my kids. 


    What do they matter anyway? They’re just an inconvenience.


    So, I woke up this morning as usual; I’d usually give my children some breakfast and some juice before school, but today I decided to give it a miss – I scoffed mine down, though. 


    I didn’t bother buying toothpaste when I went shopping either, so they’ll have to skip brushing their teeth aswell – I bought myself some, though. 


    So, then, I made sure the kids were dressed in filthy clothes, ready for school – mine were clean, though.


    It was raining today, but I sent my eldest to school on his own, with no coat. He’ll have to stay indoors and play on his own – coats aren’t cheap, especially mine.


    I went to work as soon as he left. I left my youngest at home, though – I’m not wasting £50 a day on childcare.


    Who has that kind of money to spend?!


    I then had a call from the school to ask why my eldest child wasn’t attending his educational school trip – truth is, I spent his trip money on cigarettes.


    I got home from work and they were both sat in the cold and dark – I spent the electricity and gas money on a night out.


    They started to complain they were hungry again – tough, I’m getting a takeaway when they go to bed. 


    They can skip having a bath and go straight to bed, they can surivive without a wash. 


    It’s Saturday tomorrow, the kids are off and I think we’ll just stay in because I’m skint – I went a bit mad on buying myself new clothes last week.


    Actually, I’ve got a bit of cash spare, I’ll fuck off out for the weekend instead and won’t bother making the effort.


    Of course, I would never do this to my children. 


    Who in their right fucking mind would do this to their child? 


    A man would, that’s who (and apparently some women do aswell).


    If a woman behaved this way, she would have her children taken away and placed in to care – no questions asked.


    So, tell me this – why is it okay for a man not to provide for his children and still think he’s entitled to a relationship with his child?


    There are exceptions, of course – there always are. But, if you work and have money to spend on yourself, you can spend it on your child.


    No fucking excuses.


    Stop defending a man for being a man, it’s WRONG.


    Credit @theunicorninblack